|Receivables – carrying amount||31 December 2020||31 December 2019|
|Receivables on direct insurance, including:||2,399||2,727|
|- receivables from policyholders||2,288||2,591|
|- receivables from insurance intermediaries||98||112|
|- other receivables||13||24|
|- receivables from disposal of securities and margins 1||1,861||1,065|
|- receivables on account of payment card settlements||807||937|
|- trade receivables||303||249|
|- receivables from the state budget, other than corporate income tax receivables||144||169|
|- receivables by virtue of commissions concerning off-balance sheet products||175||153|
|- prevention settlements||38||47|
|- receivables from direct claims handling on behalf of other insurance undertakings||18||26|
|- receivables for acting as an emergency adjuster||10||13|
|- receivables on account of Corporate Income Tax||76||28|
|- receivables from security and bid deposits||38||39|
|- interbank and interbranch receivables||4||35|
1 this line item presents receivables associated with executed but outstanding transactions on financial instruments.
As at 31 December 2020 and 31 December 2019, the fair value of receivables did not differ significantly from their carrying amount, primarily due to their short-term nature and the policy of recognizing impairment losses.
|Receivables – according to maturity stipulated in the terms and conditions of the agreement||31 December 2020||31 December 2019|
|Up to 1 year 1||5,978||5,531|
|1 to 5 years||177||205|
|Over 5 years||91||1|
|Receivables – according to maturity stipulated in the terms and conditions of the agreement, total||6,246||5,737|
1 Including past due receivables.