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37. Receivables

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Receivables – carrying amount 31 December 2020 31 December 2019
Receivables on direct insurance, including: 2,399 2,727
- receivables from policyholders 2,288 2,591
- receivables from insurance intermediaries 98 112
- other receivables 13 24
Reinsurance receivables 55 58
Other receivables 3,792 2,952
- receivables from disposal of securities and margins 1 1,861 1,065
- receivables on account of payment card settlements 807 937
- trade receivables 303 249
- receivables from the state budget, other than corporate income tax receivables 144 169
- receivables by virtue of commissions concerning off-balance sheet products 175 153
- prevention settlements 38 47
- receivables from direct claims handling on behalf of other insurance undertakings 18 26
- receivables for acting as an emergency adjuster 10 13
- receivables on account of Corporate Income Tax 76 28
- receivables from security and bid deposits 38 39
- interbank and interbranch receivables 4 35
- other 318 191
Total receivables 6,246 5,737

1 this line item presents receivables associated with executed but outstanding transactions on financial instruments.

As at 31 December 2020 and 31 December 2019, the fair value of receivables did not differ significantly from their carrying amount, primarily due to their short-term nature and the policy of recognizing impairment losses.

Receivables – according to maturity stipulated in the terms and conditions of the agreement 31 December 2020 31 December 2019
Up to 1 year 1 5,978 5,531
1 to 5 years 177 205
Over 5 years 91 1
Receivables – according to maturity stipulated in the terms and conditions of the agreement, total 6,246 5,737

1 Including past due receivables.