PZU Group’s insurance offer in Poland is supplemented by a broad range of investment products:
These products are offered under the PZU brand.
The Group offers investment solutions customized to the needs of all clients. The online platform, inPZU, launched in 2018, makes it possible for clients to independently invest in the first fully proprietary passive funds in Poland. The platform is available 24/7 on any mobile device, and since 2020 also an English language version has been available. On the inPZU platform you can compare funds, define investment objectives and personalize them. inPZU makes it possible to instantly search funds and ready model portfolios as well as to pay for orders online. The platform is available to both individual and institutional clients. This is an attractive tool both for advanced investors and persons who are just starting to invest their savings.
Thanks to the cooperation with Goldman Sachs Asset Management initiated in 2019, in January 2020 it was possible to launch two new passive feeder funds: inPZU Goldman Sachs ActiveBeta Akcje Amerykańskich Dużych Spółek and inPZU Goldman Sachs ActiveBeta Akcje Rynków Wschodzących. Funds of this type are aimed at achieving a better risk profile and return on investment in the entire investment cycle compared to traditional ETF funds based on the index level and weighted by the market capitalization of the companies. In addition TFI PZU has launched a subfund inPZU Akcje CEEplus, created in cooperation with the Warsaw Stock Exchange and based on the WSE CEEplus index, comprising over 100 of the biggest and the most liquid companies listed on the stock exchanges from the Eastern European region, from Croatia, Czech Republic, Poland, Romania, Slovakia, Slovenia and Hungary.
In November 2020, IRSA and IRA pension products were introduced in the inPZU platform.
Both products are available online. You can decide if you want pay into one of them or both of them simultaneously, which allows you to use up the total limit of payments and attain maximum tax benefits. On the inPZU platform you can yourself build your IRA and IRSA portfolio, choosing from 14 funs – 9 index funds, available already before, and 5 new lifecycle funds, among which you can find the fund that is suitable to your retirement age.
At the end of 2020 the service was used by over 22,500 active users, and the clients’ assets invested in inPZU passive funds, in 2020 for the first time reached PLN 200 million.